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Legislative framework: Insurance is carried out in accordance with the Law of the Republic of Kazakhstan dated July 1, 2003, No. 446-II "On Mandatory Insurance of Civil Liability of Vehicle Owners."

Insured object: The property interest of the Policyholder related to their obligation to compensate for damage caused to the life, health, and/or property of third parties as a result of operating a vehicle as a source of increased danger.

Insured event: The fact of civil liability for compensating the damage caused to the life, health, and/or property of persons recognized as victims, as a result of operating the vehicle specified in the mandatory vehicle owner's liability insurance contract.

The insurance amount is determined by the Mandatory Insurance Law and depends on the vehicle registration location, type of vehicle, the driver's age and driving experience, and the vehicle's service period.

Insurance coverage territory: Republic of Kazakhstan


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Insurance coverage period: 12 months or until the insurance payout occurs

  • According to the law, the owners' civil liability is subject to compulsory insurance:

    • cars, trucks, buses, minibuses, motor vehicles and trailers to them, trams and trolleybuses;
    • temporarily entered (imported) into the territory of the Republic of Kazakhstan;
    • the above-mentioned vehicles delivered under their own power from manufacturing organizations, repair and trade organizations.

    The amount of the insurance premium depends on:

    • the place of registration of the vehicle;
    • the type of vehicle;
    • the age and driving experience of the client;
    • the service life;
    • the presence or absence of insurance claims (bonus malus). 




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