Disability insurance and the concept of an insured case

Disability insurance and the concept of an insured event

The Insured’s recourse, during the term of the insurance contract, to doctors and/or medical organizations for medical services in cases of emergency or acute illness, exacerbation of a chronic condition, injury, poisoning, or other accidents occurring within the period of this Contract, and the associated expenses incurred by the Insured in accordance with the selected Insurance Program and this insurance contract.

Conditions of the insurance program for illness include:

1. 24/7 consultation and dispatch service
2. Emergency and urgent medical care throughout Kazakhstan
3. Family doctor services: General practitioner/pediatrician/family physician
4. Outpatient and polyclinic care (consultations and other professional services, highly qualified specialists of various profiles, modern equipment and technologies, high-tech assistance, accredited contracted services)
5. Diagnostic and laboratory tests
6. Laboratory and instrumental examinations
7. Hospitalization, inpatient stay, and treatment (full range of diagnostic, consultative, and therapeutic measures, full coverage for medication provision, etc.)
8. Measures aimed at rehabilitation following severe inpatient treatment
9. Coverage for medicinal drugs
10. Coverage for dental services
11. Seasonal flu vaccination
12. All types of preventive and mandatory medical examinations, etc.