Voluntary third party insurance of CTPL

With the help of liability insurance you can compensate for the damage you have caused to someone. Damage in this case is damage to health, life, movable or immovable property (i.e. if you have broken something, flooded, damaged something, someone has suffered from your unintentional actions - the list of situations is unlimited).

There are two main categories of liability insurance:

• liability for causing harm - this type of insurance is necessary for people who are afraid of their careless actions to cause the very damage from the definition above;
• liability for improper fulfillment of the contract - this type of insurance in the same cases are used in business.